Critical Illness Insurance

Allowing you to focus on recovery

Critical Illness insurance was originally designed by medical professionals who recognized the need to provide financial support to both patients and their families.  Under these plans, a lump sum benefit amount, ranging between $10,000 and $2 million, is payable upon diagnosis of a covered life threatening illness.  This type of financial assistance acts as a much needed financial cushion during a difficult time, allowing you to focus on recovery.


Recent medical advances and improved treatment options have resulted in a tremendous increase in survival rates for illnesses such as cancer, heart disease and stroke. Unfortunately, there can be a number of expenses associated with treatment and recovery that are not covered by government programs or traditional insurance plans.

For example:

  • Alternative healthcare treatments
  • Income replacement (patient and spouse)
  • Home modifications
  • In home nursing care
  • Debt or mortgage payments
  • Family vacation

Ultimately, you have the freedom to decide where the money is spent.  

Return of Premium

Critical Illness Insurance is the only type of insurance in Canada where a 100% return of premium is available.    

Covered Conditions

Critical Illness insurance plans typically cover between 20 - 25 conditions, including:

  • Heart attack
  • Life-Threatening Cancer
  • Stroke
  • Alzheimer's Disease
  • Aortic Surgery
  • Aplastic Anemia
  • Bacterial Meningitis
  • Benign Brain Tumour
  • Blindness
  • Coma
  • Coronary Artery Bypass Surgery
  • Deafness
  • Heart Valve Replacement
  • Kidney Failure
  • Loss of Limbs
  • Loss of Speech
  • Major Organ Failure on Waiting List
  • Major Organ Transplant
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Occupational HIV Infection
  • Paralysis
  • Parkinson's Disease
  • Severe Burns

Contact Us

Telephones:
1-800-667-2726
416-798-4974

Fax:
1-888-313-5886
905-940-1266

Norbram Group Insurance Benefits Inc.

1-360 Industrial Parkway S., 
Aurora, ON, L4G 3V7
Canada

 

Email: 
info@norbram.ca

 

Chambers Plans Partners

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